Trees are one of the most valuable features of any residential property. They add curb appeal, provide shade, reduce energy costs, and even improve air quality. But while they may be beautiful and beneficial, trees also come with responsibilities and potential liabilities. If you’re a homeowner, understanding where your tree responsibility begins and ends is essential. Here’s what every homeowner should know about tree responsibility and how working with a local expert like Complete Landscaping can help.

Who’s Responsible for What?

In most cases, homeowners are responsible for trees that are rooted on their property. This includes any damage those trees may cause if they fall or drop large limbs. However, liability isn’t always straightforward and often depends on the health of the tree and whether the incident could have been prevented. If a healthy tree falls during a monsoon or windstorm and damages a neighbor’s property, it may be considered an “Act of God.” In this scenario, the homeowner is generally not held liable. But, if the tree was dead, diseased, or visibly at risk and the homeowner failed to take action, they may be considered negligent and could be held liable for damages. 

Common Scenarios and Disputes

Tree-related neighbor disputes are surprisingly common. A few typical situations include trimming overhanging branches from your neighbor’s yard, falling leaves or fruit from a neighboring tree, or if roots from your neighbor’s tree damage your driveway or plumbing. The best course of action is open communication. If you notice a potentially hazardous tree near your property line, talk to your neighbor. Most people are willing to address safety concerns when approached respectfully.

Insurance and Liability Coverage

Tree-related damage can also impact your homeowners’ insurance. Many policies cover damage from fallen trees, but there are caveats. For example, if a healthy tree falls due to a storm, most policies will cover both property damage and tree removal. If the tree was clearly diseased or dying, and you ignored the issue, the insurer may deny the claim, arguing negligence, and tree removal without associated property damage may not be covered at all. This is where documentation and preventive care matter. Having proof that your trees are maintained by a professional landscaping company could help protect you in the event of a claim.

Why Work with a Professional Tree Care Team?

Tree care isn’t always a DIY task. Pruning or removing trees improperly can actually make them more vulnerable to disease and breakage. Complete Landscaping offers professional tree services tailored to the needs of Tucson-area homeowners. Our trained team understands the native species, the unique demands of the desert climate, and the importance of keeping trees healthy, safe, and well-shaped year-round.

The Importance of Native and Climate-Appropriate Trees

One of the smartest things homeowners can do is invest in native or heat-tolerant tree species. These trees are naturally suited to the region’s extreme heat and low rainfall. Native species like Palo Verde, Mesquite, and Desert Willow not only thrive with less water, but they also blend beautifully with the surrounding landscape and require less maintenance overall, ensuring your yard stays safe and inviting year-round.

Complete Landscaping’s team of landscape contractors can help you select and maintain trees that not only look great but are also well-suited for our intense Arizona summers. From regular tree care to emergency services, we have the experience and local knowledge to keep your yard safe and thriving. Contact us today to get your free estimate on our professional landscaping services.